With the opening of the Health Insurance Marketplace on October 1, 2013, Wyoming residents can determine the right insurance plan for them, including whether they or their families will qualify for a subsidy. One important thing to remember is that no one will be turned down – there are no pre-existing conditions that will count against individuals, including things like high blood pressure or diabetes.
This site is dedicated to providing Wyoming consumers the information they need to enroll in a health insurance plan. Starting on October 1, 2013, individuals can go to healthcare.gov to find a side by side comparison of the insurance options available in Wyoming.
The website also serves as a place for consumer feedback that is all important to the outcome of health care in Wyoming. Almost everyone agrees now that the system needs to be reformed as soon as possible and that empowering consumers is a necessary part of the solution.
Why Insurance Matters The uninsured are less likely to have a usual source of care outside of the emergency room.
Uninsured adults are five times less likely to have a regular source of care than the insured (55 percent versus 11 percent).
More than half (51 percent) of the uninsured adults who tried to find
a new primary care doctor in the past three years reported that it was “somewhat difficult” or “very difficult,” with one in five (20 percent) responding that it was “very difficult.”
More than two in five uninsured adults (41 percent) reported that a doctor’s office or clinic from which they sought primary care would not accept them as a new patient.
The uninsured often go without screenings and preventive care.
Uninsured adults are nearly four times more likely than insured adults to delay or forgo getting a preventive care screening due to cost (36 percent versus 10 percent).
Uninsured women over the age of 50 were about half as likely to have gotten a mammogram in the past two years as insured women (42 percent versus 79 percent).
Lower-income uninsured people (those with incomes below 250 percent of the federal poverty level) aged 50 to 64 were five times less likely (10 percent versus 50 percent) than insured people in the same age group to have gotten a colon cancer screening in the past five years.
The uninsured often delay or forgo needed medical care.
Uninsured adults are more than six times as likely as privately insured adults to go without needed care due to cost (26 percent versus 4 percent).
Cancer patients without health insurance are more than five times more likely to delay or forgo cancer-related care because of medical costs than insured patients (27 percent versus 5 percent).
Uninsured Americans are sicker and die earlier than those who have insurance.
Uninsured adults are more likely to be diagnosed with a disease in
an advanced stage. For example, uninsured women are substantially
more likely to be diagnosed with advanced stage breast cancer
than women with private insurance,11 as are uninsured people with
Uninsured adults are at least 25 percent more likely to die
prematurely than adults with private health insurance.13
The uninsured pay more for medical care.
Uninsured patients are unable to negotiate the discounts on hospital and doctor charges that insurance companies do. As a result, uninsured patients are often charged more than 2.5 times what insured patients are charged for hospital services.
Three out of five uninsured adults (60 percent) under the age of 65 report having problems with medical bills or medical debt.
Wyoming will benefit more than other states from the insurance coverage expansions that will take place in 2014.
Wyoming has one of the highest rates of uninsured in the country in the 50-64 year old age group.
State Trends in Premiums and Deductibles, 2003–2009: How Building on the Affordable Care Act Will Help Stem the Tide of Rising Costs and Eroding Benefits
Wyoming has more to gain than most states from health care reform.
In Wyoming employer based insurance premiums are rising at a much faster rate than wages - a national trend that is unsustainable and causing many small businesses to not offer insurance to their employees.