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Enroll America

Learn about the new law



The Marketplace Has Closed until November 15, 2014

Check out the information at healthcare.gov


The Marketplace closed on March 31, 2014.  It will reopen on November 15, 2014 for people to purchase insurance plans.
For more information about enrollment and qualifying life events that would allow you to purchase a health plan between March 31 and November 15, 2014 or make changes to your plan, go to www.healthcare.gov

Remember that you can still check out plans or determine eligibility for Medicaid on the Marketplace anytime.

news reports

More coming soon!

Having a major life change?
You may qualify for a Special Enrollment Period

Woman thinking about getting health coverage

Thinking about moving, getting married or having a baby? When you make big decisions in life, you may also become eligible for Marketplace coverage outside of Open Enrollment through a Special Enrollment Period.

Use our screener now to find out if you qualify for a Special Enrollment Period.

If you qualify for a Special Enrollment Period to change plans or enroll for the first time, you’ll have 60 days from the life event to enroll. After you report life changes to the Marketplace, you’ll get a new eligibility notice that will explain if you qualify for a Special Enrollment Period and lower costs.

Learn more about reporting life changes and applying with a Special Enrollment Period.

Closing the Gap

This counter provides an up-to-the-minute total of dollars foregone by the state since January 1, 2014.

The State of Wyoming’s decision against expanding Medicaid to cover more residents is costing the state economy millions of dollars each month.

As of midday on July 22, 2014, Wyoming has lost over $62.5 million in federal funds that would have helped the state provide health care to many people in the gap.

The counter is a conservative estimate of the dollars lost. It uses data from the September 2012 report completed by Milliman, Inc. for the Wyoming Department of Health.

Milliman’s analysis suggested a wide range in the number of possible enrollees. The Wyoming Department of Health picked a number inside that range and has said it expects that about 17,600 people would enroll for coverage under the expansion.

You can view the Milliman Report here:  http://www.health.wyo.gov/Media.aspx?mediaId=12891
You can see how many millions of dollars have been lost to date here: http://equalitystate.org/

Brief for 2014 Legislative Candidates: Medicaid Expansion - Click Here

What it Means to cover people in the Gap - Click Here

Wyoming is keeping up with national Marketplace enrollment numbers
State saw above average numbers of young people enrolling ahead of March 31

Wyoming has enrolled 6,838 residents in the health insurance Marketplace as of March 1, 2014.  “These numbers are comparable to other rural states that have a federal Marketplace and are a strong indication that people do want to have health insurance,” said Kim Gillan Regional Director of Health and Human Services Region VIII.

“We anticipate a continued increase in the number of people who contact 2-1-1 to find a Navigator for assistance in the Marketplace.” stated Tracy Brosius, who leads the Navigator team at the Institute for Population Health, a division of the Cheyenne Regional Medical Center.  “Last night’s announcement that gives people two more weeks to complete their enrollment but who have started by midnight on March 31 will allow the Navigators and other assisters in Wyoming to help more people.”  
Here are the numbers for Wyoming:

Of the 6,838 Wyoming residents who purchased plans in the first five months, 56 percent were female.

The number of young people 18-34 who have enrolled is slightly above the national average, 27 percent for Wyoming compared to the national average of 25 percent.

Wyoming individuals aged 55-64 represented 31 percent of health insurance purchases.

Of the 6,838 Wyoming residents who purchased plans in the first five months, 66 percent purchased the silver level plan.

The majority of people who purchased insurance plans on the Marketplace in Wyoming, 92 percent, qualified for financial assistance.

Of the Wyoming individuals who purchased Marketplace plans without financial assistance, 37 percent bought silver plans and 3 percent bought catastrophic plans.

1,646 Wyoming residents were determined to be eligible for Medicaid or S-CHIP through the Marketplace during the first five months of enrollment.

About the report:

The report features cumulative data for the five-month reporting period because some people apply, shop, and select a plan across monthly reporting periods.  Enrollment is measured as those who selected a plan.  You can read the report here:
State-level tables highlighting enrollment-related information for the Marketplace are available here:

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The YouToons Get Ready for Obamacare: Health Insurance Changes Coming Your Way Under the Affordable Care Act

What's in it for me? - Learn what’s in the new healthcare law for you. Click on the situation that best describes you.

I am an Employer
     • Self-employed
     • Small Employers
     • Large Employers

I am a young adult
     • Implementing Health Reform Student Health Plans
     • Young Invincible Getting Covered Toolkit

I am a senior

I am a person with disabilities
     • On Medicaid
     • On Medicare

Health care options for Individuals
     • Healthy Individuals
     • Individuals with health conditions
     • Women

Health care options for my family

The Affordable Care Act is rolling out in stages.
Click here to find out What's changing and when



Dying for Coverage Families USA report

Why Insurance Matters
The uninsured are less likely to have a usual source of care outside of the emergency room.

  • Uninsured adults are five times less likely to have a regular source of care than the insured (55 percent versus 11 percent).
  • More than half (51 percent) of the uninsured adults who tried to find a new primary care doctor in the past three years reported that it was “somewhat difficult” or “very difficult,” with one in five (20 percent) responding that it was “very difficult.”
  • More than two in five uninsured adults (41 percent) reported that a doctor’s office or clinic from which they sought primary care would not accept them as a new patient.

The uninsured often go without screenings and preventive care.

  • Uninsured adults are nearly four times more likely than insured adults to delay or forgo getting a preventive care screening due to cost (36 percent versus 10 percent).
  • Uninsured women over the age of 50 were about half as likely to have gotten a mammogram in the past two years as insured women (42 percent versus 79 percent).
  • Lower-income uninsured people (those with incomes below 250 percent of the federal poverty level) aged 50 to 64 were five times less likely (10 percent versus 50 percent) than insured people in the same age group to have gotten a colon cancer screening in the past five years.

The uninsured often delay or forgo needed medical care.

  • Uninsured adults are more than six times as likely as privately insured adults to go without needed care due to cost (26 percent versus 4 percent).
  • Cancer patients without health insurance are more than five times more likely to delay or forgo cancer-related care because of medical costs than insured patients (27 percent versus 5 percent).

Uninsured Americans are sicker and die earlier than those who have insurance.

  • Uninsured adults are more likely to be diagnosed with a disease in an advanced stage. For example, uninsured women are substantially more likely to be diagnosed with advanced stage breast cancer than women with private insurance,11 as are uninsured people with colorectal cancer.
  • Uninsured adults are at least 25 percent more likely to die prematurely than adults with private health insurance.13

The uninsured pay more for medical care.

  • Uninsured patients are unable to negotiate the discounts on hospital and doctor charges that insurance companies do. As a result, uninsured patients are often charged more than 2.5 times what insured patients are charged for hospital services.
  • Three out of five uninsured adults (60 percent) under the age of 65 report having problems with medical bills or medical debt.

Wyoming will benefit more than other states from the insurance coverage expansions that will take place in 2014.

Wyoming has one of the highest rates of uninsured in the country in the 50-64 year old age group.

Read the entire report here


State Trends in Premiums and Deductibles, 2003–2009: How Building on the Affordable Care Act Will Help Stem the Tide of Rising Costs and Eroding Benefits

Wyoming has more to gain than most states from health care reform.

In Wyoming employer based insurance premiums are rising at a much faster rate than wages - a national trend that is unsustainable and causing many small businesses to not offer insurance to their employees.

Click here for an interactive map.

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